IRS Form 1095-C: Printable Sample & Detailed Instructions

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What Is Form 1095-C for?

The 1095-C form is a filing form that is used to report health coverage to the Internal Revenue Service (IRS). This form is an IRS requirement for those who are self-employed and are required to provide health coverage to themselves, their spouses, and any of their dependents. Federal 1095-C form is used to report the type of coverage that is provided and the amount of coverage that is available.

Reasons to Fill Out Form 1095-C

There are a number of reasons why an individual may need to file this form. For example, if the individual is claiming the premium tax credit, the individual will need to fill out form 1095-C in pdf. If the individual is claiming a subsidy through the marketplace, then the individual will also need to fill out the form.

The form 1095-C for 2021 is a form that is used to report information about the health coverage that an individual has. In order to receive 1095 C Tax form credits or subsidies, the individual must have coverage that meets the minimum standards set by the Affordable Care Act. Form 1095C is usually filed by the individual's employer. The form reports which months the individual was covered, the name of the health insurance company, and the type of coverage. The form also reports the amount of insurance premiums that the individual paid.

What Information the 1095-C Form Requires?

  • The employer’s name, address, and tax identification number
  • The name, address, and tax identification number of the employee
  • The months in the calendar year in which the employee was covered by the health care plan
  • The months in the calendar year in which the employee wasn't covered by the health care plan
  • The number of full-time employees of the employer on the first and the last day of the plan year

How to Fill Out 1095-C Form Properly

Form 1095-C is a form that is used to report information about the health coverage that an individual has. In order to receive tax credits or subsidies, the individual must have coverage that meets the minimum standards set by the Affordable Care Act (ACA). Form 1095-C is usually filed by the individual's employer. The form reports which months the individual was covered, the name of the health insurance company, and the type of coverage. The form also reports the amount of insurance premiums that the individual paid. 

An individual should file form 1095-C if they did not have health coverage for the entire year, if they are an individual or in their family had health coverage for part of the year, and if the individual is eligible for a premium tax credit or cost-sharing reduction. The individual should file form 1095-C if they acquired or lost health coverage during the year. Form 1095-C is due to the IRS by the end of February.

Frequently Asked Questions

  • Who Must File 1095-C Form?
    Certain large employers who provide health care coverage for employees must report certain information about the coverage to the IRS.
  • What is an “Exempt Employer”?
    An exempt employer is an employer that is not required to calculate and report the number of full-time employees and the total annual compensation on IRS Form 1095 C.
  • What is an “Exempt Employee”?
    It’s a person whose hours of service for the employer are not counted in determining whether the employer is an applicable large employer, or the number of full-time employees.
  • Who is not required to file tax 1095 C Form?
    An exempt employee is an individual whose hours of service for the employer are not counted in determining whether the employer is an applicable large employer, or the number of full-time employees.

Forms Related to 1095-C

  • image Form 1095-A 1095-A Form is a tax form that is used to report information about the health insurance coverage that an individual or family has. This form is required to be filed by individuals who enrolled in a Marketplace plan and received premium tax credits to help pay for the premium health insurance. The s... Fill Now
  • image Form 1095-B: 1095-B Form is one more tax form to report information about health insurance coverage that an individual or family has. It's required to be filed by employers, insurance companies, and other providers of health insurance coverage. The form is structured in a way that is similar to other tax forms,... Fill Now